Landlord Insurance
Protect your investment property, your rental income, and your peace of mind.
Protecting Your Investment Property
Owning an investment property is one of the most effective ways to build long-term wealth in Australia. But with tenants comes risk — and without the right landlord insurance, a single incident could wipe out years of rental returns.
Standard home and contents insurance does not cover the unique risks faced by landlords. Tenant damage, rent default, liability claims, and loss of rental income all require specialist coverage.
At HC Insurance, we understand the Australian property investment landscape. Whether you own one rental property or a growing portfolio, we will find you a policy that protects your asset, your income, and your liability.
What Landlord Insurance Covers
🏠 Building Protection
- Fire, storm, flood & earthquake
- Malicious damage by tenants
- Accidental damage to the building
- Vandalism & deliberate destruction
- Theft by tenants or their guests
- Full rebuild & repair costs
💰 Rental Income Protection
- Loss of rent after an insured event
- Tenant default & rent arrears
- Loss of rent during repairs
- Tenant hardship provisions
- Lease break costs
- Re-letting fees after tenant vacates
⚖️ Liability & Legal
- Public liability as property owner
- Legal expenses for tenant disputes
- Cover for injury to tenants or visitors
- Eviction costs & tribunal fees
- Contents cover for furnished properties
- Strata lot owner liability
Protect Your Investment Today
Don’t leave your rental property exposed. Talk to HC Insurance for a tailored landlord insurance review.
