Management Liability Insurance
Protecting directors, officers, and the company itself against management-related claims.
What is Management Liability Insurance?
Management Liability insurance protects private and unlisted companies, their directors, officers, and senior managers against the wide range of legal, regulatory, and financial risks that arise from running a business. In today’s environment of increasing regulatory scrutiny, employee litigation, and corporate governance requirements, management liability cover has become essential.
Unlike public liability or professional indemnity, management liability specifically addresses the personal financial exposure of directors and officers, as well as the company’s exposure to claims from employees, regulators, creditors, and shareholders.
What Management Liability Covers
👔 Directors & Officers Liability
- Personal liability of directors & officers
- Breach of director duties
- Wrongful acts in management
- Regulatory investigations & ASIC inquiries
- Shareholder & creditor claims
- Insolvency-related claims
👷 Employment Practices Liability
- Unfair dismissal claims
- Workplace harassment & discrimination
- Bullying allegations
- Breach of employment contract
- Failure to promote claims
- Wage & entitlement disputes
🏛️ Corporate Liability
- Statutory liability fines & penalties
- Tax audit costs
- Crime & employee dishonesty
- Fidelity (theft by employees)
- OH&S prosecution costs
- Environmental liability (selected policies)
Protect Yourself & Your Business
Don’t wait until a claim is made. Talk to HC Insurance today about a management liability policy tailored to your business.
